MyFundedFutures payout calculator
Can you request a payout yet — and what do you actually take home?
Most payout calculators answer the second question and skip the first, which is how traders end up requesting a payout they are not eligible for. This one checks the buffer, the per-plan minimum and the cadence first, then applies the split. Sim-funded stage. Free, no sign-up. Rules verified 2026-07-25.
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The buffer is the gate everyone forgets
Before any MyFundedFutures payout is possible, your account has to hold a buffer of Max Loss Limit + $100 in realized profit. On a $50K account whose Max Loss Limit is $2,000, that buffer is $2,100 — so the first $2,100 you make is not withdrawable, ever. It is the same $100 that makes your drawdown floor rest at $50,100 rather than $50,000, which is why the two numbers move together.
That means a trader sitting on $2,000 of profit on a 50K Rapid account has zero requestable, not $1,800. Only profit above the buffer is in play, and then the per-plan minimum has to be met on top of that.
| Plan | Size | Max Loss Limit | Buffer (MLL + $100) | Min per request | Split | Cadence |
|---|---|---|---|---|---|---|
| Rapid | $25K | $1,000 | $1,100 | $500 | 90% | Every 24h, first 24h after your first trade |
| $50K | $2,000 | $2,100 | ||||
| $100K | $3,000 | $3,100 | ||||
| $150K | $4,500 | $4,600 | ||||
| Pro | $50K | $2,000 | $2,100 | $1,000 | 80% | Every 14 calendar days from your first trade |
| $100K | $3,000 | $3,100 | ||||
| $150K | $4,500 | $4,600 | ||||
| Builder | $25K | $1,000 | $1,100 | $250 | 80% | Every 48h, min 2 qualifying trading days; capped per cycle; 5 sim payouts max |
| $50K | $2,000 or $1,500 | $2,100 or $1,600 | $500 |
Worked examples
Example 1 — Rapid $50K, $3,500 profit. Buffer is $2,100, so $1,400 is above it. That clears the $500 minimum, so you can request $1,400 and receive $1,260 at the 90% split. $2,100 stays in the account permanently.
Example 2 — Rapid $50K, $2,400 profit. Only $300 sits above the buffer, which is below the $500 minimum. Nothing is requestable yet — you need $2,600 of profit before a first request is possible, not $2,100.
Example 3 — Pro $100K, $6,000 profit. Buffer is $3,100, leaving $2,900, comfortably over the $1,000 Pro minimum. At the 80% split you receive $2,320. Pro runs on a 14 calendar day cycle, so timing matters more than size here.
Example 4 — Builder $50K, $4,000 profit. Buffer is $2,100 (default MLL), leaving $1,900 — but Builder caps a 50k cycle at $2,000, so the cap does not bind. You receive $1,520 at 80%. Builder also needs two qualifying trading days in the cycle, and the fifth approved sim payout promotes the account to live.
Related calculators
- Trailing drawdown calculator — where your floor sits, and where it locks $100 above the starting balance.
- Consistency rule calculator — whether your biggest day blocks a Builder payout, and what the rule actually is per plan.
- Futures trade review chart — turn the fills that produced this profit into an annotated chart.
FAQ
What is the payout buffer?
Max Loss Limit + $100, cleared in realized profit before any request. On a 50K account that is $2,100, and it never becomes withdrawable.
What profit split applies?
At the sim-funded stage Rapid pays 90%, Pro and Builder pay 80%. Rapid moved to 90% effective January 2026 — review articles still quoting 80% for Rapid are stale.
What is the minimum payout?
Per plan, not site-wide: Rapid $500, Pro $1,000, Builder 25k $250, Builder 50k $500.
Is there a cap on how much I can take?
Builder caps a cycle at $1,000 (25k) or $2,000 (50k) and allows five sim payouts, the fifth promoting the account to live. For Rapid no per-cycle cap is documented on any official page — we therefore apply none, rather than repeat the figures that circulate on review sites. Pro's "up to $100,000" wording is described inconsistently as per-user, per-cycle and cumulative, so we do not apply it either. Check your dashboard.
Can I withdraw before the buffer is cleared?
On Pro the official payout policy allows up to 60% of profits (minimum $1,000) to be withdrawn before the buffer is cleared, with the other 40% staying in the account. This is the figure we would most encourage you to re-verify against your dashboard before relying on it, since it appears on the policy pages but not the marketing page.
Does this cover live accounts or Flex?
No. Everything here is scoped to the sim-funded stage on Rapid, Pro and Builder. Live-stage terms differ, and Flex's own official pages contradict each other on both its minimum and its cap, so we leave it out rather than guess.
Is this affiliated with MyFundedFutures?
No — independent and free, built by KLinePic, not affiliated with or endorsed by MyFundedFutures. Always confirm against your own dashboard.
Sources and disclosure
Parameters verified 2026-07-25 against the MyFundedFutures public plan pages (Rapid, Pro, Builder) and help centre (Rapid 50k breakdown). Scope: sim-funded stage on Rapid, Pro and Builder only. Figures we could not confirm on an official page — Rapid per-cycle caps, the scope of Pro's $100,000 wording, Flex, and any live-account terms — are deliberately excluded rather than guessed. This page is informational, is not financial advice, and is not affiliated with or endorsed by MyFundedFutures. Prop firms change their rules; always confirm against your own account dashboard.